Loan Shark

When I left school for medical leave last spring there was one big downside, besides the obvious fact of being a trimester behind in classes, but also all of my loans started into their deferment period.

Show Me The Money
When I signed up for classes this fall most of my loan companies put my loans back on deferment, with the exception of one.I am working with them now to get the issue resolved but it made me think that of all the posts that have been written on ‘The Dish’, to my knowledge there haven’t been much talk about financing your college tuition.

You CAN Go to That School
I have heard so many people say that they cannot go to the school that they want because it is too expensive.While I can certainly understand that you might be limited from a Ivy League school for your Ph.D where the cost of tuition is more than some homes, but you can go to any school you want.The first thing you need to do is go and file your FAFSA application.If you haven’t heard of FAFSA before, it is the federal program to help you obtain scholarships and federal loans.Once you have filed your FAFSA your school will inform you of what scholarships, awards, and federal loans you have received.Trust me, even if you don’t think you will get anything you should apply…you might be surprised!

Scholarships and Loans
If after that you still need assistance, there are countless numbers of scholarships to apply to.Try Fastweb for a quick and easy way to filter through thousands of scholarships and grants that you could apply to.The next step from there is to get a college loan.Most major banks offer college loans at a great rate but also ask your school for a list of companies that supply student loans to your school.Another thing about college loans that most students don’t know is that you can borrow more than just the cost of your tuition to help you with books, extra fees, and even living costs.

IBR
So, now you’re thinking; but what about after college?Don’t stress out just yet!There is a program called Income Based Repayment or IBR, that can help you reduce the monthly payment or even defer all payments.Another option is to consolidate you private loans, this can help to reduce your interest rate and even your monthly payment.If emergencies happen in your life, like losing your job or serious illness; most loan companies offer forbearances for a temporary time.

Don’t Give Up
Just remember that there are always ways to make any of your dreams happen, and that starts by attending college.Just because you think that college that you would love to attend is too expensive for you, doesn’t mean you can’t make it happen.

Featured Culinary Schools

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5 Program(s) Found
  • Alumni have appeared in reality competition shows such as Top Chef and Project Runway.
  • Has a team of about 4,000 faculty members focused on helping students tap opportunities in a marketplace driven by ideas.
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  • Provides program coordinators who work with students to ensure they have the learning materials, assignments, facilities, and faculty to get the most out of the program.
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Le Cordon Bleu Schools of North America , Online (campus option available)
  • Its first location, in Paris, officially opened its doors as a culinary school in 1895.
  • Teaches students by having them spend significant time in the kitchen practicing precision techniques.
  • Provide hands-on training from instructors who are certified, master chefs.
  • Offer flexible schedules and online programs.
  • Has 30 schools worldwide, spanning 5 continents, including 17 campuses in the U.S.
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  • Provides students the opportunity to train at home in their spare time to get their high school diploma, train for a new career, or enhance current skills.
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  • Member of the United States Distance Learning Association (USDLA), the Canadian Network for Innovation in Education (CNIE), and the International Council for Open and Distance Education (ICDE).
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  • Offers more than 150 self-paced, career-relevant programs that are connected to a supportive 24/7 online community of students and faculty.
  • Profiled in many publications such as The Boston Globe, Fox Business, and  Inside Higher Ed.
  • Nearly 25,000 graduates each year.
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  • A part of the Select Education Group (SEG).
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  • California campuses accredited by the Accrediting Commission of Career Schools and Colleges (ACCSC), and accreditation for the Salem campus from the Accrediting Council for Continuing Education and Training (ACCET).
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  • Founded in Southern California in 1998 by dog training expert Steven Appelbaum.
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  • Offers 11-stage programs that feature an in-home study component along with a hands-on training module.
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NCP College of Nursing , South San Francisco

NCP is a California State approved College of Nursing that serves the San Francisco Bay Area. Our nursing programs are attended by many students from nearby of San Francisco, Daly City, San Bruno, Pacifica, Millbrae, Brisbane, San Mateo, Burlingame, Hayward, San Leandro, Oakland, Emeryville, Berkeley, Castro Valley, Union City, Fremont, Concord and San Jose.

  • Students can complete an entry-level technician program in about a year, and manufacturer training and graduate in as little as 18 months.
  • Provides technical education training programs for automotive, diesel, collision repair, motorcycle, and marine technicians.
  • Partners with many well-known manufacturers, including General Motors, Porsche Cars North America Inc., and BMW of North America LLC.
  • Offers internships to students and alumni for first-hand experience.
  • Accredited by the Accrediting Commission of Career Schools and Colleges (ACCSC).
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  • Dedicated to providing a hands-on, career-focused education since 1953.
  • Offers classes online, as well as at 14 campuses across California, Colorado, Georgia, Illinois and Virginia.
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  • Ranked among the Best National Universities in 2015 by U.S. News & World Report.
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  • Houses one of the largest library systems in the Pacific Northwest, with 3 libraries on the Pullman campus and a library at each regional campus.
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  • Provides a rigorous education, including a nationally accredited Master of Social Work (MSW) Program and PhD in Social Work.  
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  • Has achieved accreditation from the Middle States Commission on Higher Education (MSCHE).
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  • Ranked 25th among the Best National Universities in 2015 by U.S. News & World Report.
  • One of the world’s leading private research universities.
  • Its student-faculty ratio is 9:1, and 56.8% of its classes have fewer than 20 students.
  • Has an average freshman retention rate, an indicator of student satisfaction, of 96.8 percent.
  • Dedicated to a strong tradition of integrating liberal and professional education since 1880.
  • Its faculty includes National Academy members, Nobel Laureates, MacArthur Fellows, and more.
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  • Has students attend one four-week class at a time and take their final exam before moving on to their next class.
  • Offers 24/7 online tech support, with a typical response time of 4 hours or less.
  • Has online help centers that offer assistance with writing, statistics, medical assisting, and more.
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  • Researches trends for growing fields to tailor a more effective curriculum.
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